The Will Rhodes Portmanteau

Let me say right off the bat - I am from Yorkshire. And being from Yorkshire means you like to save a few pennies, “Watch the pennies and the Pounds will take care of themselves” a worthwhile Yorkshire saying to live by.

But all that said I have just read this story and I thought that everyone did all these things by default - I must be wrong.

Consider where you get your car serviced. Instead of going to your dealership for repairs, try going to an independent garage, says Phillip Reed of Edmunds.com, an online automotive Web site.

Quite true - in fact, NEVER go to a dealership! They will gouge you every time! And learn to get your hands dirty! You can do the routine maintenance on a car yourself - and that is free labour!

When you do an oil change - I do it twice a year, before winter and before summer, that’s it - but do read the owners manual as see when the car needs it. Urban myth aside - your car doesn’t need new oil every 3000 miles and that will save you a few bucks.

Insurance rates are rising for the first time since 2006, according to Insurance.com, an online insurance agency. But there are ways to cut your premium.

Simply put - insure your car/vehicle for what you need! There is no point in having everything covered when you don’t need it - and it saves you a fortune! One thing with premiums going up, people are way too loyal to their insurance broker or company, shop around! Others brokers and companies want your business!!!

And do drivers ed. It does make a real difference. Even if you have been driving with a full license for years, do it and the premium should come down.

Simple things that are not too time intrusive can save you a lot of money. Don’t pay out for what you don’t need!

Any more tips - add them here ———V